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 Our Visa Platinum Credit Card Offers Great Benefits!

  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Personal service from people you know

Apply Now 

Click here to access your credit card account, view statements, and make a payment!

 Click here to redeem or access your credit card reward points!


for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today






Online Services

Town & Country Bank and Trust Co. continues to offer products that keep up with the industry's rapidly changing technology. We have added Online Banking to go along with our 8 ATM's, Hometown Line, Visa Debit Cards, and numerous other products that allow you to have true 24 hour banking.

Our Online Banking feature allows you to access your accounts, transfer balances, review statement histories, even download to your personal financial software all where and when it's most convenient for you. There is also a Bill Payment module within our online banking that will allow you to pay bills, edit and view histories of your payments, without leaving your computer. Our commercial and corporate customers can use the Cash Management System to have an internet based, financial administrative platform in which they can access a wide variety of cash management options.

Click below to apply or contact us for information to any of theses great services.


  • Real-Time access to all your TCBT accounts
  • Transfer between TCBT accounts
  • Review statement histories
  • Track your portfolio through our stock quote module
  • Download to most personal financial software
  • Your safety and privacy ensured through Mult-Layered security
  • Apply today or Contact Us for more information
  • View both the current and previous statement cycle images online



  • Schedule payment of any bill electronically from your TCBT checking account
  • Add, delete, or modify bill payees or amounts
  • View pending payments to verify information
  • View history of payments made
  • Track Payments made
  • Apply today or Contact Us for more information



  • View account balances, current transactions processed and reconcile accounts instantly
  • Allows immediate book transfers among accounts or future date transactions.
  • Make inquiries and initiate stop payments on one or several checks
  • Allow file export to most financial management software
  • Allows customer initiation of wire transfers
  • Allows customer initiation of payroll deposits, electronic state and federal tax deposits and other ACH transactions
  • Commercial client administrative platform
  • Contact Us for more information
Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
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