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Latest News

 

Text Phishing Schemes

Town & Country Bank and Trust Co. (TCBT) had received reports of possible text phishing schemes this week. The message has reported said “Wilson & Muir Bank Urgent: Your card has been suspended! To reinstate your card go to your personal link (then gave link).”  This is a phishing scam to see if customers and non-customers will respond back with their account information.  Please do not give out any account information via text, email or by phone. Wilson & Muir has been made aware of this issue.

 
Phone Phishing Schemes

Town & Country Bank and Trust Co. (TCBT) had received reports of possible phone phishing schemes in the past few weeks. Some TCBT customers, as well as non-customers, received a phone call with an automated message stating that their debit card has been compromised. The victim is then prompted to enter the card number, expiration date, PIN, and security code in order to validate the card. Some customers received a similar call with an automated message prompting the victim enter his or her online banking information.

Please be advised that these calls are not coming from Town & Country Bank and Trust Co. If you have received such a call and have entered any of your card or online banking information requested during this fraudulent call, please contact us immediately so we can take proper action to protect your account. You can reach us during regular business hours at (502) 348-3911 or 1-877-813-3282.

After hours, please call 1-800-500-1044 to cancel your debit card.

for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today

       

 

 

First Bankers Trust Company

A Division of Town & Country Bank and Trust Co. of Bardstown KY

**Trust Products are not FDIC Insured**

 

First Bankers Trust is the Trust division of Town and Country Bank & Trust Co. of Bardstown, Kentucky.  The firm currently manages over $300 million in client assets making it one of the largest Kentucky-based Trust Departments in the state.  Working out of our two Kentucky offices, our 5 professionals have a combined experience of over 150 years in trust, estate, investment, and banking honed locally here in Kentucky. This longevity has allowed us to experience a multitude of economies, from times of powerful bull markets to deep recessions and everything in between. Experience has taught us that true wealth is not generated by chasing short-term market  swings or fads, but rather investing in solid investments that provide long-term opportunities. Our  risk-adverse investment management philosophy consists of the preservation of capital first and then growth of principal with a mix of equity and bond investments.

We are fundamental investors selecting investments on their own strengths rather than trying to follow current trends or implementing quantitative formulas. While well thought out, our investment approach is very easy for our clients to follow and monitor our performance. We feel that this transparency, along with regular communication, provides our clients with greater peace of mind in that they know exactly what they hold and the thought  behind the selection.                         

 

Services

We offer a wealth of services you would find at any large trust company, including:
Estate Planning Believe it or not everyone has an estate. It is comprised of everything you own including your car, home, other real estate, checking & savings accounts, 401ks and countless other assets. We offer extensive services designed to distribute your family wealth in an orderly manner based on your desires.
Financial Planning We offer complete financial planning to all of our clients and encourage them to fully take advantage of this service. Our services are focused on retirement planning, IRA management and tax planning. As financial planning is an ongoing process due to the ever present change in our daily lives we view this as a service we provide our clients throughout our relationship. 
Trust and Administration Settlement Services Our trust and administrative estate settlement services are there to execute your wishes in a timely, precise and thoughtful manner. We have extensive experience in estate settlement and will serve as executor for our existing clients.

 For additional information, contact First Bankers Trust toll-free
at 1-866-891-7619.

First Bankers Trust Company
135 West Muhammad Ali Blvd.
Suite A
Louisville, KY 40202-1423

First Bankers Trust Company
Town & Country Bank and Trust Co.
Main Office
201 N. Third St.
Bardstown, KY 40004

 

C. Barret Birnsteel, Executive Trust Officer, JD (502) 587-2982
 
Patricia A. Seacat, Executive Trust Officer
     		(502) 587-2984
 
Gary Bockhorst, Assistant Investment Officer
     		(502) 587-2990
   
Bernetta Flickner, Operations Coordinator & Securities Trader
    		(502) 587-2985
   
Rita Cunningham, Administrative Assistant
     		(502) 587-2981
 
Katlin Sturgeon, Administrative Assistant
     		(502) 587-2986
 

Toll-Free: 1-866-891-7619 - Fax: (502) 587-9262

**Trust Products are not FDIC Insured** 
Town & Country Bank and Trust Co.
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