Home Trust Contact Us
Online Banking

 

Latest News


for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.



Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today


 
Rate Chart

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

The rates below are the posted rates for Town & Country Bank and Trust Company for the certificates of deposits listed. Rates may vary among branches and may vary if amounts, terms or other conditions vary from those posted.

Account Product Name Minimum Opening
Deposit
Annual Percentage
Yield
 
91 Day Certificate of Deposita $1,000.00 0.05%  
182 Day Certificate of Deposita $1,000.00 0.05%  
12 Month Certificate of Deposita $1,000.00 0.05%  
24 Month Certificate of Deposita $1,000.00 0.25%  
36 Month Certificate of Deposita $1,000.00 0.50%  
48 Month Certificate of Deposita $1,000.00 0.60%  
60 Month Certificate of Deposita $1,000.00 0.65%  
       
IRA - 12 Month Certificate of Deposita $1,000.00 0.05%  
IRA - 24 Month Certificate of Deposita $1,000.00 0.25%  
IRA - 36 Month Certificate of Deposita $1,000.00 0.50%  
IRA - 48 Month Certificate of Deposita $1,000.00 0.60%  
IRA - 60 Month Certificate of Deposita $1,000.00 0.65%  
       
Account Product Name Minimum Opening
Deposit
Minimum
Balance to
Obtain APY
Annual
Percentage
Yield
Savings - Tiered Rateb $50.00    
Daily Balances of:      
up to $9,999.99   $0.00 0.05%
$10,000.00 and up   $10,000.00 0.10%
       
Interest Earning Account - Tiered Rateb $1,000.00    
Daily Balances of:      
up to $9,999.99   $0.00 0.05%
$10,000.00 and up   $10,000.00 0.05%
       
Business Interest Earning Account - Tiered Rateb $1,000.00    
Daily Balances of:      
up to $9,999.99   $0.00 0.05%
$10,000.00 and up   $10,000.00 0.05%
       
Money Marketb $2,000.00    
$2,000.00 - $24,999.99   $2,000.00 0.05%
$25,000.00 - $49,999.99   $25,000.00 0.15%
$50,000.00 - $99,999.99   $50,000.00 0.25%
$100,000.00 - $999,999.99   $100,000.00 0.25%
$1,000,000.00 and up   $1,000,000.00 0.25%
       
Health Savings Accountb $100.00    
Daily Balances of:      
up to $9,999.99   $0.00 0.05%
$10,000.00 and up   $10,000.00 0.10%
       

a A penalty will be imposed for early withdrawal.
b The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of September 26, 2013. For the most current rate information call 502-348-3911.

 

 

 

 

Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
Website by FIS