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TOWN & COUNTRY BANK AND TRUST COMPANY
201 N. THIRD STREET
BARDSTOWN, KY 40004
PHONE: (502) 348-3911

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

 Click to review Town & Country Bank and Trust Company's Privacy Policy. 


 


 

 Our Visa Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know

Apply Now 

Click here to redeem or access your credit card reward points!


 

for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.



Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today


 

 

 

 

 

Personal Accounts

 

MASTERCARD DEBIT CARD, FREE INTERNET BANKING WITH BILL PAY, AND ON-LINE E-STATEMENTS AVAILABLE ON ALL CHECKING ACCOUNTS

 

Basic Checking

 
      Minimum balance to open............................................. $100.00
      Minimum balance required............................................ None
        Monthly service charge................................................. None
        Paper statement fee (per statement).............................. $2.00*

 

 *To avoid this charge, you may sign up for Online Banking and choose eStatements. Or, if you are aged 55 or older, you may call us to request that this fee be waived.

   

Interest Earning Checking

 
      Minimum balance to open.............................................. $1,000.00
     Monthly service charge.................................................. $10.00

      Minimum balance required to avoid monthly service charge

$1,000.00
     Paper statement fee (per statement)............................... None
   

NEW! Worry Free Checking

Must be 50 years old or older to qualify for this account

 
      Minimum balance to open.................................................. $100.00
      Monthly Service Charge.................................................... None
      Minimum balance required................................................. None
      Paper statement fee (per statement)..................................... None
   

     Benefits:

          - Interest Earning Account
          - One free box of "Worry Free"
 checks per calendar year
           (Customer pays shipping)
          - Free Paper Statement  

 
   

Club Account

 
      Minimum balance to open............................................. $100.00
      Monthly service charge................................................. $6.95
      Minimum balance required............................................ None
      Paper statement fee (per statement).............................. None
   

      Benefits:

          - One free box of "Club" checks per year (customer pays shipping)
          - Accidental Death & Dismemberment Insurance
          - Identity IQ
          - Identity Theft 911
          - Shopping, Travel, & Entertainment Discounts
          - Eyewear & Eyecare Discounts
          - Lifesteps Software

 

Savings Account

 
     Minimum balance to open.............................................. $ 50.00
     Monthly service charge..................................................  None
     Excessive Debit Fee (after 6 withdrawals, per qtr)............ $2.00
     Paper statement fee (per statement).............................. None
   

Money Market

 
      Minimum balance to open.............................................. $2,000.00
      Monthly service charge.................................................. $10.00
      Minimum balance required to avoid monthly service charge $2,000.00
      Excessive debit fee (after 6 withdrawals, per month)............ $5.00
     Paper statement fee (per statement)............................... None
 

 

 

Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
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