Home Trust Contact Us
Online Banking


Latest News
On Sept. 2, 2014, Home Depot alerted MasterCard®, Visa®, and law enforcement of a possible data breach. At this time, details of the extent of lost data have not been released to us. We have also not yet received any alert notifications from Visa or MasterCard on this event. Based on our experience with the Target breach, we encourage customers to remember to monitor your online account and monthly statement for unusual activity. If you identify any unusual activity, contact your branch immediately.
for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today


Other Products and Services


Hometown Line Telephone Banking

Nelson Co Area:           1-502-337-6235
Lawrenceburg Area:    1-502-839-2038
Nicholasville Area:       1-859-629-6075

  • Day or Night --- Phone access to your bank account information
  • Access information about your checking or savings accounts, certificates of deposit, or loans.
  • Accessible from any touch-tone phone in the continental U.S.
  • Utilizes a PIN number for each access and identity verification


Safe Deposit Boxes

  • 3 x 5 - $20 / year
  • 5 x 5 - $22 / year
  • 3 x 10 - $30 / year
  • 4 x 10 - $35 / year
  • 5 x 10 - $40 / year
  • 10 x 10 - $75 / year

(Not all sizes available at all locations.)


ATM/Debit Card Customer Service

  • For customer service or to report your TCBT Mastercard Debit Card lost or stolen, contact the Customer Resource Center at (502) 348-3911 or toll free at 1-877-813-3282.

  • To report your TCBT Mastercard Debit Card lost or stolen after regular business hours, please call 1-800-500-1044.


Credit Card Customer Service

  • For customer service or to report your TCM Visa CREDIT card lost or stolen, call 1-800-883-0131.

  Our Visa Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know

Apply Now

*Contact us by phone at (502) 348-3911 or 1-877-813-3282, or email us at for additional information or assistance.

Town & Country Bank and Trust Co.
Website by FIS