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PHONE: (502) 348-3911


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 Our Visa Platinum Credit Card Offers Great Benefits!

  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Personal service from people you know

Apply Now 

Click here to access your credit card account, view statements, and make a payment!

 Click here to redeem or access your credit card reward points!


for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today






Loan Services

At Town & Country Bank, we offer various loan services to fit your individual needs. Whether you’re buying your first home, getting a new car, or finally updating that kitchen we can help!

Installment Loans*: 

  - Automobile
  - Boat
  - RV
  - Agricultural
  - Home Improvement
  - Real Estate

 Click here to see the list of our loan officers!

Home Equity Loans/ Home Equity Line of Credit*:

We offer competitive options for Home Equity Loans and Lines of Credit. A loan secured by your home’s equity allows you to utilize the home you have worked so hard for to reach your next goal. Whether it is consolidating high interest credit cards, make improvements to your home, paying college tuition, or taking a much needed vacation, this may be the option for you.

 Click here to see the list of our loan officers!

Mortgage Loans*:

Our mortgage options include programs such as KHC (Kentucky Housing Corporation), FHA, RHS, VA, and Conventional. Whether you are purchasing a home or refinancing your mortgage, we can help!

 Click here to see the list of our loan officers!

Construction Loans*:

Building your dream home? Come in and talk with one of our mortgage lenders about a construction loan. We offer very competitive rates and terms.

 Click here to see the list of our loan officers!

Small Business/Commercial Loans*:

Our experienced commercial lending staff can assist you in determining the best solution for your business needs whether it is starting a new project or growing your existing business.

Click here to see the list of our loan officers!

*Available to qualifying customers pending credit approval.

Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
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