Overdraft Election Form
Recent regulatory changes now require you to opt in to continue receiving overdraft service for ATM and debit card transactions. As you know, overdraft service may protect your account when you don’t have enough funds in it to cover a transaction.
Please note that you do not need to opt in to continue receiving overdraft service for checks or share drafts, and ACH withdrawals to be approved.
If you want us to continue to pay overdrafts on ATM and Debit Card transactions, simply click "Opt in" below and then submit this form. You always retain the right to opt out of overdraft service as well by clicking “Opt out” below.
Under our standard overdraft practices we will charge you a fee of $29.00 each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account.
Account Holder Information