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New Overdraft Regulations

New Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today

Protecting Your Information

Phishers Impersonate NACHA: NACHA, the Electronic Payments Association, has posted an alert about a targeted phishing scam that appears to be hitting up recipients for ACH transaction details.

NACHA declined to elaborate on the scheme, but according to the organization's website posting, the fraudulent e-mails often vary in content and appear to be transmitted from e-mail addresses associated with the NACHA domain, @nacha.org. Some of the e-mails have also contained the names of fictitious NACHA employees and/or departments.

"NACHA itself does not process nor touch the ACH transactions that flow to and from organizations and financial institutions," the posting reads. "NACHA does not send communications to persons or organizations about individual ACH transactions that they originate or receive."

NACHA's post goes on to note that phishing attacks are often launched as a way to hijack personal information or route users to pages that host malicious code or software.

Please contact our Customer Resource Center at (502) 348-3911 or toll free 1-877-813-3282 or via email if you have any questions or need to report an incident.

  

 

Online Services

Town & Country Bank and Trust Co. continues to offer products that keep up with the industry's rapidly changing technology. We have added Online Banking to go along with our 8 ATM's, Hometown Line, Visa Debit Cards, and numerous other products that allow you to have true 24 hour banking.

Our Online Banking feature allows you to access your accounts, transfer balances, review statement histories, even download to your personal financial software all where and when it's most convenient for you. There is also a Bill Payment module within our online banking that will allow you to pay bills, edit and view histories of your payments, without leaving your computer. Our commercial and corporate customers can use the Cash Management System to have an internet based, financial administrative platform in which they can access a wide variety of cash management options.

Click below to apply or contact us for information to any of theses great services.

ONLINE BANKING

  • Real-Time access to all your TCBT accounts
  • Transfer between TCBT accounts
  • Review statement histories
  • Track your portfolio through our stock quote module
  • Download to most personal financial software
  • Your safety and privacy ensured through Mult-Layered security
  • Apply today or Contact Us for more information
  • View both the current and previous statement cycle images online

BILL PAY

 
  • Schedule payment of any bill electronically from you TCBT checking account
  • Add, delete, or modify bill payees or amounts
  • View pending payments to verify information
  • View history of payments made
  • Track Payments made
  • Apply today or Contact Us for more information

CASH MANAGEMENT

  • View account balances, current transactions processed and reconcile accounts instantly
  • Allows immediate book transfers among accounts or future date transactions.
  • Make inquiries and initiate stop payments on one or several checks
  • Allow file export to most financial management software
  • Allows customer initiation of wire transfers
  • Allows customer initiation of payroll deposits, electronic state and federal tax deposits and other ACH transactions
  • Commercial client administrative platform
  • Apply today or Contact Us for more information
Town & Country Bank and Trust Co.
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