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 Our Visa Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know

Apply Now 


for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today



Contact Us

In Person

Locations & Hours



Please allow 24 business hours before receiving a response when sending an email to contact us. If you require an immediate response please call our Customer Resource Center at the phone numbers listed below.



Toll-Free: 1-877-813-3282

Hometown Line Phone Banking

  • Nelson Co Area:         1-502-337-6235
  • Lawrenceburg Area:  1-502-839-2038
  • Nicholasville Area:      1-859-629-6075


ATM/Debit Card Customer Service

  • For customer service or to report your TCBT Mastercard Debit Card lost or stolen, contact the Customer Resource Center at (502) 348-3911 or toll free at 1-877-813-3282.

  • To report your TCBT Mastercard Debit Card lost or stolen after regular business hours, call 1-800-500-1044.


Credit Card Customer Service

  • For credit card customer service or to report your TCM Visa CREDIT card lost or stolen, call 1-800-883-0131.



Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
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