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Online Banking

 

Latest News

 Our Visa Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know

Apply Now 


 

for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.



Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today


 

 

Business Accounts

Town & Country Bank and Trust Co. continues to offer products that keep up with the industry's rapidly changing technology. We have added Online Banking to go along with our 9 ATM's, Hometown Lines,  Mastercard Debit Cards, and numerous other products that allow you to have true 24 hour banking.

Business Checking

 
     Minimum balance to open............................................... $  100.00
    Monthly Service Charge.................................................. $     3.00
    Minimum daily balance to avoid service charge.............. $  300.00
     Traditional Statement Fee.............................................. None
   

Business Interest Earning Checking

 
     Minimum balance to open............................................... $1,000.00
     Monthly Service Charge.................................................. $      7.50
     Minimum daily balance to avoid service charge..............
$1,000.00
     Traditional Statement Fee.............................................. None

 

Online Services for Businesses

For small businesses, our Online Banking feature allows you to access your accounts, transfer balances, review statement histories, even download to your financial software all where and when it's most convenient for you. Our commercial and corporate customers can use the Cash Management System to have an internet based, financial administrative platform in which they can access a wide variety of cash management options.

Small Business Online Banking

  • Real-Time access to all your TCBT accounts
  • Transfer between TCBT accounts
  • Review statement histories
  • Track your portfolio through our stock quote module
  • Download to most financial software
  • Your safety and privacy ensured through Multi-Layered security
  • Contact Us for more information

Commercial Online Banking / Cash Management

  • View account balances, current transactions processed and reconcile accounts instantly
  • Allows immediate book transfers among accounts or future date transactions.
  • Allow file export to most financial management software
  • Allows customer initiation of payroll deposits, electronic state and federal tax deposits and other ACH transactions
  • Commercial client administrative platform
  • Contact Us for more information

Commercial Online Banking / Cash Management / Products Available

  • Electronic Funds Transfer
  • ACH Origination Service
  • Telephone Banking
  • Electronic Federal Tax Payment System
  • Business Real Estate and Construction Loans
  • Business Ready Reserve
  • Business Loans and Financing
  • Night Deposit
  • Credit Card Merchant Services
  • Banking by Appointment
  • Cash Management Services

 

Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
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