Business Accounts

Online Banking

Text Phishing Schemes

Town & Country Bank and Trust Co. (TCBT) had received reports of possible text phishing schemes this week. The message has reported said “Wilson & Muir Bank Urgent: Your card has been suspended! To reinstate your card go to your personal link (then gave link).” This is a phishing scam to see if customers and non-customers will respond back with their account information. Please do not give out any account information via text, email or by phone. Wilson & Muir has been made aware of this issue.

Phone Phishing Schemes

Town & Country Bank and Trust Co. (TCBT) had received reports of possible phone phishing schemes in the past few weeks. Some TCBT customers, as well as non-customers, received a phone call with an automated message stating that their debit card has been compromised. The victim is then prompted to enter the card number, expiration date, PIN, and security code in order to validate the card. Some customers received a similar call with an automated message prompting the victim enter his or her online banking information.

Please be advised that these calls are not coming from Town & Country Bank and Trust Co. If you have received such a call and have entered any of your card or online banking information requested during this fraudulent call, please contact us immediately so we can take proper action to protect your account. You can reach us during regular business hours at (502) 348-3911 or 1-877-813-3282.

After hours, please call 1-800-500-1044 to cancel your debit card.

for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App ♦ Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today

Online Services for Businesses

For small businesses, our Online Banking feature allows you to access your accounts, transfer balances, review statement histories, even download to your financial software all where and when it's most convenient for you. Our commercial and corporate customers can use the Cash Management System to have an internet based, financial administrative platform in which they can access a wide variety of cash management options.

Small Business Online Banking

Real-Time access to all your TCBT accounts

Transfer between TCBT accounts

Review statement histories

Track your portfolio through our stock quote module

Download to most financial software

Your safety and privacy ensured through Multi-Layered security

Commercial Online Banking / Cash Management

View account balances, current transactions processed and reconcile accounts instantly

Allows immediate book transfers among accounts or future date transactions.

Make inquiries and initiate stop payments on one or several checks

Allow file export to most financial management software

Allows customer initiation of payroll deposits, electronic state and federal tax deposits and other ACH transactions

Commercial client administrative platform

Commercial Online Banking / Cash Management / Products Available

Electronic Funds Transfer

ACH Origination Service

Telephone Banking

Electronic Federal Tax Payment System

Business Real Estate and Construction Loans

Business Ready Reserve

Business Loans and Financing

Night Deposit

Credit Card Merchant Services

Banking by Appointment

Cash Management Services