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 Our Visa Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know

Apply Now 


for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today



  Mortgage/Consumer Lenders:

Theresa Hurst
Main Office Banking Center
NMLS# 613237

Ruth Willett
Main Office Banking Center
NMLS# 613250

Cindy Sanders
Main Office Banking Center

NMLS# 613245

Pam Ball
Main Office Banking Center
NMLS# 613229

Terry Martindill
John Rowan Banking Center

NMLS# 613240

Patricia Ice
Plaza Banking Center

NMLS# 823018

April McMahan
New Haven Banking Center

NMLS# 1102323

Donna McKenney
Nicholasville Banking Center
NMLS# 613242

Roxanne Ethington
Lawrenceburg Bypass Banking Center

NMLS# 823017

Commercial/Small Business Lenders:

Raffo Wimsett
Main Office Banking Center

Emerson Ballard
Main Office Banking Center
NMLS# 613230

Coby Adkins
Nicholasville Banking Center



Town and Country Bank and Trust Co. is proud to offer our customers a team of lenders with over 100 years combined experience to allow us to meet all your credit needs. Whether it is a vehicle, boat, home, or commercial property we will be here to provide personal assistance throughout the entire process.


Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
Website by FIS