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PHONE: (502) 348-3911


 Click to review Town & Country Bank and Trust Company's Privacy Policy. 

 ATTN: TCBT Customers

Town & Country Bank and Trust Co. has been notified by customers that they have received email(s) or popup(s) asking that the customer check their credit due to a security breach with email providers and Amazon. The message states that accounts, ID’s and Password affiliated with Town & Country Bank may have been affected.


This appears to be a scam or an attempt to sell their services. We are not in away affiliated with this company and the information our customers are receiving states this in the fine print at the bottom. Please do not enter or give out any personal information such as your social security number, account number, username or passwords to anyone either by email, internet or by phone. If you have any questions please feel free to contact the Customer Resource Center at 502-348-3911 or toll free at 1-877-813-3282.




 Our Visa Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know

Apply Now 


for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today




Our History

OUR ROOTS RUN DEEP... Our logo, "The Mighty Oak Tree", stands strong and deep rooted in Central Kentucky. Our acorn was planted by our Nelson County founding directors in 1907, thus beginning Farmers Bank and Trust Co. Since that time we have grown to meet the many different and varied needs of our community. As we have experienced these changes in our community, we have evolved to reflect this in our new name Town & Country Bank and Trust Co. Our oak tree continues to grow with the trunk representing the main office and the expanding limbs representing our full-service banking center locations.

Throughout our market areas, we have been a leader in the financial community and are committed to continue and increase service to our customers. It is also a tribute to the loyalty of our customers and friends as well as the dedication of our associates and directors. Thank you for your business, and we look forward to giving back to our communities for years to come

Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
Website by FIS