Latest News
On Sept. 2, 2014, Home Depot alerted MasterCard®, Visa®, and law enforcement of a possible data breach. At this time, details of the extent of lost data have not been released to us. We have also not yet received any alert notifications from Visa or MasterCard on this event. Based on our experience with the Target breach, we encourage customers to remember to monitor your online account and monthly statement for unusual activity. If you identify any unusual activity, contact your branch immediately.
for iPhone & Android

Start banking wherever you are with TCBT Mobile for iPhone & Android! Available to all Town & Country Bank & Trust Mobile Banking* users, TCBT Mobile allows you to check balances, make transfers, and find locations.Click the links below to download!

iPhone App   ♦   Android App

*Mobile App requires enrollment in Mobile Banking services.

Overdraft Regulations

Federal regulations require that we deny your ATM and everyday debit transactions when there are insufficient funds in your account unless you authorize us to approve them. ACT NOW to avoid the inconvenience of having these transactions rejected. Click on the link below for more information and to decide how you would like these transactions handled. Tell us your preference today

Our History

OUR ROOTS RUN DEEP... Our logo, "The Mighty Oak Tree", stands strong and deep rooted in Central Kentucky. Our acorn was planted by our Nelson County founding directors in 1907, thus beginning Farmers Bank and Trust Co. Since that time we have grown to meet the many different and varied needs of our community. As we have experienced these changes in our community, we have evolved to reflect this in our new name Town & Country Bank and Trust Co. Our oak tree continues to grow with the trunk representing the main office and the expanding limbs representing our full-service banking center locations.

Throughout our market areas, we have been a leader in the financial community and are committed to continue and increase service to our customers. It is also a tribute to the loyalty of our customers and friends as well as the dedication of our associates and directors. Thank you for your business, and we look forward to giving back to our communities for years to come

Town & Country Bank and Trust Co.
Member FDIC. Equal Housing Lender
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